Reply To: New to investing

Home Forums Share Market ETF’s New to investing Reply To: New to investing


Your home loan offset account is saving you 2-3% depending on your mortgage rate. Money in an etf might earn you 7-10% per annum based historical figures. Nobody can predict the market so if you were to invest right now it might loose 10-30%… or could go up.

It all comes down to personal risk tolerance. A guaranteed 2-3% return on money in your offset may seem pretty good right now. Especially if you think you may need the money in the short term.

Get my weekly newsletter

Each week I'll send you free, fun and informative personal finance stories.

Invalid email address